Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

Wednesday, October 21, 2009

Progressive Nonsense

Got love American companies lack of ethics. We are a Progressive customer. Imagine our surprise when our monthly rate goes up to $455 a month out of the blue. Purely unethical behavior on Progressive's part.

When we noticed the mistake because all of a sudden there was a much larger charge pulled out of our account than previously, we called. Not surprisingly. Should have noticed prior to them pulling it out, but live and learn, my bad.

So I call, and what do they tell me? They automatically added my son Ken to the policy as a driver. They said they automatically added him because he turned 16 or got his license. Unfortunately for them, he turned sixteen 8 months ago and currently does not have a license. There is a reason I hadn't added him to the policy as a driver you twits.

Yes, I should have noticed it before they pulled it from the account. And yes I should have called to have them fix it. Like I said, my bad. But that's where the scam comes in. They automatically changed my policy without my approval and billed for it. Which means I have to take the time to call and have it fixed. I assume their hope is that I don't call and get it fixed, and they walk off with free money.

At a minimum, they made me take time for something they did without my permission. Next time, I will send them a bill, at my hourly rate for any part thereof. In other words, if it's a 5 minute call, I'll bill them for an hour.

I will say, the lady on the phone was great. She fixed it, and then found us some additional discounts. Which I really appreciated, but the fact that I had to call for their unethical behavior doesn't change. I will also say that we've had no problems with Progressive other than this. Compared to our experiences at Hillcrest, a Cleveland Clinic Hospital, Progressive has been great.

But here's the thing, I think Hillcrest/Cleveland Clinic is just plain incompetent. They can't help it. This issue with Progressive was not incompetence. They can't add him as a driver since he doesn't have a valid License number which is a required field in the data. They just did it.

If your curious, Hillcrest has been sending us a bill for $54 which was rejected by Medical Mutual of Ohio. I figured it was a processing issue so I sat on it until I recently got the last and final warning bill from Hillcrest (actually billing is out of Akron). So I called Medical Mutual and asked why this was rejected, and they said they never received the diagnosis/doctor's report on the charge. In other words, Hillcrest didn't do their job to get paid. This bill is just one example, and I won't go in to the fact that they gave my daughter the wrong vaccination and tried to charge us $200. Pure and simple incompetence.

And yes I know I'm over reacting to the Progressive nonsense, but it annoyed the hell out me. And I wanted to rant.